When selecting a Healthcare plan, it is important to determine your needs, not just the price.
A lower deductible often equates to a higher copay or limited services while conversely a healthcare plan that requires a
higher copay or deductible will frequently allow for more frequent visits or cover more services.
Understand that the word "cover" simply means that a healthplan will pay
either the whole amount (minus the deductible and or copay) or simply just a percentage. You are ultimately responsible
for paying for your care so it is advisable to be familiar with your coverage.
Below is a link to a form I created to help you better understand your Chiropractic coverage. Please click
on the link and download the form. Most insurance carriers have a contact number on the back of the card for you to
call and verify benefits.
Download the insurance checklist here
